[MalfGuy2]

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"Unlikely places can hold unlikely treasures, and I am no foreigner to treasure."
"I am no foreigner to the coinage and loves that bind human nations either."
"With awkward military numbers like that, most of Meranthe will need all the funding and material backing it can get..."
-Kynodisme

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Near the market district of Dal'thala, one of the apartment buildings has been lightly modified by an inhabitant to include a pass-through-river & numerous floating chalkboards filled with runic ledgers in their personal business front. Miscellaneous merchants and financier types have been found in a dazed state after visiting, wondering how a Monster could amass the kind of wealth that changes nations' lesser noblaisse & constructs cities - Let alone offer it for practically no interest, a stark contrast to the nonmagi banks of yesteryear;

In such dire times, no less.

But it's in Dal'Thala. Unsanctioned Occultists and Cambion might have it tough with the local laws to do business in-person.

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Private offerings letters occasionally find their ways to the mercantile bodies of Meranthe.

Base Rates

-Government Bonds

-Can only be negotiated/issued by verified dignitaries and leaders of Meranthian nations.

-1% per annum simple interest rate maximum.

-500,000 coin maximum. (At this unfortunate and economically straining time, this is a national limit.)

-Duration 20+ years.

-Can be set as a middle-man bond deposit to be filled by interested trade parties. Refer to the Empire of Aen's Magi expedition funds' bank model.

-Like most forms of Archmagi Associations' grants, this form of bonded debt cannot be legally discharged by the debtor except in annihilation of all related indebted bodies. For example, if a component or vassalized city of the Realm of Delphina were to fall while a government bond was issued to that city, all relevant bonds and bond offerings would still end up deferring to Delphina's officials. If all of the Realm of Delphina were unfortunately destroyed, any and all corresponding government bonds would also be considered forfeit.

-Can be freely renewed at the original principle amount at the bond's maturation date. Interest rate will remain unchanged.

-Does not have to be paid in any installments until the maturation date.

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-Guild Bonds

-Tied to your non-governmental organization's ostensible leadership.

-2% per annum simple interest rate maximum.

-100,000 coin maximum.

-Duration 10+ years.

-Can be set as a middle-man bond deposit to be filled by interested trade parties. Refer to the Empire of Aen's Magi expedition funds' bank model.

-Unlike Government Bonds, these may be backed by a smaller deposit of either coins up-front, or a deposit of raw materia.

-This form of bonded debt can be legally discharged by the debtor in most circumstances and bankruptcy proceedings far more flexibly than government bonds.

-Can be freely renewed at the original principle amount at the bond's maturation date. Interest rates highly unlikely to change.

-Has to be paid in yearly installments.

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-Magi Bonds

-Tied to an exceptionally magically-gifted individual.

-Up to 3.5% per annum simple interest rates.

-30,000 coin maximum.

-Duration may vary.

-Cannot be set as a middle-man bond deposit. Make your deal directly with Kynodisme and/or those offerings at the recording glyphs.

-This form of bonded debt can enter a discharge or bankruptcy proceeding at virtually any time.

-Your creditor might not wish to renew such a personal financial bond. Interest rates of successive bonds are not regulated - Don't fall for usurers if you can help it.

-Varying payment installment or maturation agreements.

It goes without saying, but deliberate & knowing deals with Hel and its constituents and the Hungry Dead are not allowed.

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(Contact #malfguy2 on discord to arrange a scene or try to catch Kynodisme on a visit to their shop at 517,825 during the USA PST evening or weekend if interested.)

[MalfGuy2]

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The occasional flyer passes around the main cities' merchant circles in Meranthe:

The End Of War-Bonds

As of the end of 2145AC, all financialized activity from Ao-Kyno-Shun is placed on an indefinite pause.
Thank you to those few that sought out these one-time, ultra-low-interest loanership deals, but the proprietor thereof has concluded their operation.
When asked for additional comment, the Monster facilitating our exchange replied: "Invasion's over. It doesn't matter anymore. Especially not with such a small customer base..."

Their contributions to the discount store have also noticeably slown down, but remain open doors.

Thus spells the end of an inadvert economic boon to central Meranthe in the wake of Indras' failed revenge.